Open Banking Gateway

Make your money count with Open Banking

One solution – endless opportunities!

Leverage the value of Open Banking – with adorsys Open Banking Gateway 

Hohe Bankenabdeckung durch das Open Banking Gateway

High connectivity to banks

Covering >95% of retail banking interfaces in Germany – PSD2 as well as HBCI / FinTS

Datenschutz - Sichere Speicherung

Maximum data protection

GDPR-compliant storage of data, efficient use of large amounts of data,
exclusive hosting

Einfache Anbindung des Open Banking Gateway

Easy Integration

A single API for all bank interfaces across German-speaking-countries. Your own BaFin-licence gets you started straight away

Rechtssicherheit durch den Einsatz des Banking Gateway von adorsys

NextGenPSD2-conform

AIS, PIS, PIIS including all SCA workflows in line with Berlin Group specifications

Modulares Gateway für Open Banking

Modular Gateway

The framework enables a quick connection to expand into new markets and offers a high level of scalability

Rundum-Service bei adorsys

360-Degree Service

We not only take care of the implementation, but also advise
on the best business model

Reaping the benefits of Open Banking Gateway
for you and your customers

Vorteile für Ihre Kunden

Advantages for your customers

  • Your customer gets a full overview of their personal finances
  • Your customer can bundle several accounts in one app, making payments easier
  • Your customer is able to easily manage insurances and subscriptions
  • Your customer can compare prices & save money more easily
  • Your customer can enjoy user-friendly multibanking
Vorteile für Ihr Unternehmen

Advantages for your organization

  • Increase your sales revenue with new business models
  • Leverage account information and payment initiation services for ongoing product development
  • Use our PSD2-compliant solution quickly, safely and in accordance with regulatory requirements
  • Trust adorsys‘ longstanding experience
  • Concentrate on your core business  – let us handle the rest

Helping our customers succeed

“We really appreciate how adorsys went above and beyond to deliver the right solution. Despite the lack of uniformity of X2SA interfaces in the market, adorsys has developed
a future-proof solution for us.”

Alexander Rudat, Head of Development, Teambank AG

You want to increase your revenue with Open Banking?

You‘ve already heard of Open Banking but are not sure what exactly it is all about?

Ready to start Open Banking with adorsys?

New and innovative use cases across all industries  – Now it‘s your time to get started!

Industry Open Banking Gateway

Industry

Optimize your financial and liquidity planning through different bank accounts in one interface.

eCommerce

E-Commerce

Improve your customers’ shopping experience with faster payment and refunds – even at the point of sale.

Telecommunication

Telecommunication

Offer your customers payment services or enable the direct settlement of small amounts via their smartphone.

Automotive

Automotive

Use the payment initiation service so that your customers can pay you regardless of the bank – be it for electricity or car sharing.

Insurances

Insurances

Rapid review of insurance gaps with existing customers and an overview of their purchasing behavior in almost real time.

Banks

Offer your customers account information and payment initiation services as well as tailor-made financial products.

These are the challenges of Open Banking

  • TTPs and banks want to offer innovative business models without having to struggle with the development, testing and implementation.
  • Interacting with a range of different bank APIs can be expensive and time-consuming
  • Most providers do not offer a dynamic test environment with which the business model can be tested in a realistic and comprehensive manner.

The solution:
Open Banking Gateway by adorsys

  • One solution for all interfaces
  • Modular architecture for Multibanking and protection of data privacy
  • Comprehensive Service
  • Dynamic Test environment
  • Extensive coverage and application options in banks’ heterogeneous system landscapes

These modules will take you to the front of the open banking race

B2C Rest

One interface for the complete Consent Management (end customer consent)

Identity Management

Easy integration of various identity management systems for strong customer authentication

Multibanking Service

Account information, evaluation and payment initiation

Datasafe

GDPR- compliant data storage & efficient processing of large amounts of data
More about Datasafe

White-label login

Out of the box customizable login portal for embedded consent authorization

ModelBank

Ideal test environment for Fintechs and TPPs to try out different business models
More about ModelBank

>0%

of German retail banking market covered

<0

Days rollout time

>0

years experience

0%

Delivery compliance

Rene Pongratz adorsys
René Pongratz
Vice President Commercial Operations

Here to help you

„Whether you are a bank, a FinTech or a third-party provider – our Open Banking Gateway can be implemented quickly, reducing your time to market. As experienced experts for the DACH region, we give you all the tools you need to take your business model to the next level“