Compliance and New Business in Digital Finance
Work with the experts in Embedded Finance and Open Banking! We bridge merchants and financial institutions to drive significant revenue growth, and our open source software has made dozens of financial institutions PSD2 compliant. Let us empower your business with seamless solutions for success.
Verification of Payee (VoP)
Secure and scalable EPC compliant IBAN-name matching
Our VoP solution offers banks, corporates, and service providers a flexible, out-of-the-box software that meets regulatory requirements and integrates seamlessly with existing systems—available in both SaaS and on-premise options
New Regulations
Optimize your operations for PSD3/PSR and FIDA success
As we transition towards the new PSD3/PSR and the Financial Data Access (FIDA) regulations, the landscape of compliance challenges broadens, impacting a wider array of sectors. FIDA, in particular, expands its reach to include crucial areas such as banking, investments, savings, pensions, and non-life insurance. These changes necessitate robust strategies and adaptable solutions to stay ahead in a rapidly evolving market.
Rely on us to provide secure, flexible, and future-proof solutions that are easy to integrate, cost-effective, and reliable. Our expertise and advanced frameworks are designed to navigate these complexities, ensuring you remain compliant and excel in regulatory excellence.
Explore our compliance solutions and let us guide you through the intricacies of the evolving financial regulations, helping your institution lead with confidence.
Why choose adorsys?
We are a compelling choice for open finance due to several key factors:
Comprehensive coverage:
From banking to insurance, we support a wide range of sectors affected by PSD3/PSR and FIDA.
Seamless integration:
Our solutions are designed to integrate effortlessly into your existing systems.
Cost-effective reliability:
Achieve compliance without breaking the bank, with dependable and economically efficient services.
Future-proof expertise:
Stay ahead of the curve with solutions that are ready for today and adaptable for tomorrow’s regulatory challenges.
Leading the future of open and digital finance
By harnessing the power of open and digital finance, we help our clients develop and implement digital strategies, improve customer experience and create new revenue streams.
We have a proven track record of helping our clients navigate the complexities of regulatory compliance, open finance and digitisation to stay ahead of the curve in the rapidly evolving financial industry.
- Implement NextGenPSD2 XS2A frameworks, fully customized to your exact needs. We work with our own frameworks as well as solutions from our partner network.
- Assess your existing PSD2 implementation to identify gaps, share best practices and provide recommendations for full NextGenPSD2 (including NISP) compliance.
- We help you navigate the complexities of regulatory compliance, open finance, and digitization to stay at the forefront of market developments.
- Transform your institution with efficient open finance strategies that reduce costs and improve the customer experience.
- Deliver a range of open financial solutions through our ecosystem of specialized partners to serve customers around the world.
Our Frameworks
adorsys XS2A-CORE
A fully PSD2 compliant XS2A interface supporting the latest specification of the NEXTGENPSD2 implementation, offering all mandatory and most of the optional PSD2 XS2A flows.
Learn more about XS2A Core
adorsys ModelBank
A dynamic XS2A sandbox solution that provides a simulated and highly functional representation of a PSD2 compliant bank with self defined or generated test data.
Learn more about Modelbank
adorsys Compatibility Test Kit
A test automation framework based on NISP test cases to run automated tests against NextGenPSD2 XS2A interfaces to validate PSD2 readiness.
Learn more about XS2A Compatiblity Test Kit
adorsys QWAC Assessor
A tool for ASPSPs to verify and confirm a third party provider’s identity, authorization and assigned PSD2 roles according to its QWAC certificate in the ASPSP’s country of operation.
Learn more about QWAC AssessorEcosystem
Active community memberships
We recognize that staying abreast of the latest emerging trends in open finance and regulatory developments is critical to staying ahead of the curve in the rapidly evolving financial industry.
Our active and long-term membership in the Berlin Group and NISP is a testament to our commitment. We recently joined the ETPPA to actively shape the future of the European finance industry in the advent of PSD3 and FIDA.
Customer Story
BaFin grants exemption: Bank-Verlag’s customer banks are not required to implement so-called fallback solutions using XS2A implementations of adorsys.
Such an exemption will only be granted if the current implementation of the PSD2 interfaces is proven to meet all requirements regarding functionality, stability and performance. All customer banks using adorsys XS2A services will therefore not have to provide alternative fallback solutions, reducing complexity and saving IT and maintenance costs.
Open Press Release
Andrew, Tim, Inga, Mark and Nathalia
Get in Touch.
Our dedicated team is committed to helping clients achieve their unique business goals. By leveraging our expertise, you’ll gain customized insights and strategies to help you succeed.
